Marcos Serrano
Financial Planner | Primerica
EPISODE
Retirement Planning & Securing Your Family’s Future
Tune in to hear Marcos Serrano tell you how to prepare for retirement and secure your family’s financial future.
Key Takeaways
Marcos fell in love with helping his community (immigrant community) and other middle-income families.
1 of 2 things are guaranteed to happen:
You will hit Retirement Age
You will pass away before you hit Retirement Age
...Thus, retirement planning and protecting your family's financial future in the event of a loss are two things to cover so make sure to set up a retirement plan AND get Life Insurance
80% of surviving spouses (a married person whose spouse passes away) lose their home in the first 12 months!
Over 158 Million Families do not have life insurance; that's a lot of people who are likely to lose their homes if they own it within a year of an unfortunate death!
Questions to think about when planning for retirement:
What is your retirement age?
What is your risk tolerance?; when it comes to investing, there is always risk.
Do you want to travel in your retirement years? What does that look like?
What do you want to achieve in retirement?
Is it important to you that your house is paid off in retirement?
**This is not financial, tax, or legal advice. Seek out a registered/licensed professional. This information is from Marcos Serrano, a Financial Planner, on retirement planning and protecting your family’s financial future in the event of a loss.
